Mexico - What to Expect if I Get Into An Auto Accident
Thursday, December 13th, 2007Must Have Documents
Without the right paperwork and documents, an auto accident can create a never-ending nightmare that can cost a lot of money and involve a lot of red tape. This is why it is important to have the following documents with you in Mexico.
1. Mexican Auto Insurance Policy: It is important to possess Mexican Auto Insurance that has come from a company that the Mexican government acknowledges. Additionally, the provider should include the credit card receipt, accident directions, and contact details about how to notify the insurer. Recognized Internet websites such as MexicanInsuranceStore.com provide excellent instructions with purchase.
2. A valid driver’s license. Your current license should have your photo, address, and should match the name on the title or registration of your vehicle that you are carrying with you.
3. Vehicle Title or Registration Receipt: You name should be on the title or registration. The insurance policy may also show the owner by name and the principal driver of the vehicle. Keep in mind that unregistered cars or automobiles with expired tags may have their transportation taken away.
4. Proof of Citizenship: Starting in 2009, having a passport is a must, but you must also have your driver’s license, birth certificate, passport, or notarized proof of citizenship in your possession.
5. Permission Letter From Bank or Lien Holder: If you do not own the car, and you will be traveling beyond the border zone, (Approx. 70 miles from the border) you must have a letter of permission from the bank or lien holder for financed cars, rental cars, leased cars, or company cars (on company stationary).
6. A credit card. You should have the card in your name.
7. Vehicle Permit: If traveling beyond the border zone, you must obtain a temporary import permit, and display it on your windshield while in Mexico.
8. Affidavit of Vehicle Return to Country of Origin: If traveling beyond the border areas, you must sign an affidavit promising to return your vehicle back to the United States, and pay a refundable deposit.
If an Accident Should Occur
In an event of an accident be prepared to do the following:
1. Avoid moving your vehicle until the Mexican law enforcement arrives.
2. Get in touch with your medical emergency support provider if needed.
3. Speak to your insurance carrier.
4. Stay with your vehicle until you meet up with the insurance adjuster.
4. Fill out the accident report.
5. Complete and sign a parts inventory form before having your car towed.
After The Accident
Following the accident, you will need to obtain the following documents for insurance claims:
1. Police Report: A Copy of the original report filed by the Mexican Authorities.
2. Medical Report: The company will supply a form that needs the signature of the licensed physician who was responsible for delivering medical attention.
3. Any medical bills. These may have been issued by the hospital, physician or pharmacy for any treatment charges you incurred.
In conclusion, your Mexico motorcycle insurance insurance company should manage the issues related to your accident. You yourself should not agree to anything or sign anything with any third party involved unless your insurance company has seen and agreed to it first.
Let your insurance company guide you through the claims process. They will inform you if there are any liabilities that you have must make restitution for.